Non-Traditional Financing for Your Small Business

Guest post by Sara Mackey With commercial banks and other traditional lending organizations cutting significantly back on financing small business, other alternative and non-traditional funding has become a necessity when considering your business model. By exploring the different types of alternative business financing options available, you can be sure that you are choosing the best [...]

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Sears/Kmart Battles Business Model Relevance

Earlier this year, Sears Holdings announced it will shutter three percent of its stores, or 120 stores.  Sears also reported same store sales decrease of 5.2%- 4.4 percent at Kmart stores and 6 percent at Sears.  According to the company: "Kmart's quarter-to-date comparable store sales decline reflects decreases in the consumer electronics and apparel categories [...]

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Internet Business Models

by Joshua Monen The Internet has given rise to new kinds of business models while at the same time reinventing tried-and-true models. There are Internet business models that result in passive income and those that work through active income (exchanging hours for dollars). Today, let’s discuss five of the most popular and successful Internet business [...]

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Groupon adds interesting twist to the business model

I received an interesting email from Groupon enticing me to join the Groupon VIP program.  The program offers Groupon users the option to: Book First: Get early access to deals and first dibs on making reservations. Buy Past Deals: Get exclusive access to our Deal Vault to grab previously closed and sold-out deals. Get Anytime [...]

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If you survived the recession- you may have a new problem?

Savvy busines owners found hundreds of methods to survive and even thrive in the recession.  However, one of the most popular methods could wreak havoc on your business model.  Watch the 4 minute clip to learn an example business model that won't work long-term.

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Making Innovation Part of Your Business Model

As a student of business model innovation, I recently completed Clayton Christensen's The Innovators Dilemma and The Innovators Solution. For you audio book types like me, the unabridged version is available at Audible. Simply stated, these books are reality-changing. They are written with the technology company in mind, but apply to any and all businesses. [...]

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J.C. Penney launches an Innovative Business Model

by Oksana Girs After a dismal revenue increase of 0.7 percent in an 11 month period, J.C. Penney decided to start fresh with new leadership and innovative “pricing strategy.”  Under this new strategy, Penny’s will eliminate all sales in favor of everyday low pricing. In 2011, J.C. Penney Company, Inc. hired a new team of [...]

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Business Model Lessons from Wal-Mart SKU Reductions

Last year, Wal-Mart dramatically reduced the number of products (SKUs) offered at all their stores.  This SKU rationalization plan was based upon the premise that consumers wanted clean-looking stores with just the major brands.  Known as brand fatigue, the logic was that consumers grew tired of looking at too many brands on the shelf. Inherent [...]

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H&R Block business model collides with the Free Bar

You have probably seen H&R Block commercials on television advertising free tax preparation. At the same time, you have probably seen TurboTax commercials advertising free live assistance with their software. There seems to be a perfect storm brewing in the world of tax preparation. As simple tax preparation gets more manageable for the average taxpayer, [...]

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Is Congress’ Business Model Broken?

As we review 2011 we can’t help but look at Congress’ performance (or lack thereof) this last year. And while this is not a “political” blog I thought it would be interesting to assess Congress’ “business model” and ask the question, “Is Congress’ business model broken?” But before we do that we need to answer [...]

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